Pinnacle Business Cash Back plus Rewards MasterCard
from First Community Bank
Card Features
We are local.
All of your credit decisions, service, and payments are made locally.
Dedicated App
View and pay for transactions on our dedicated mobile app.
Contactless cards
All cards are contactless for a faster, safer transaction.
Interest Rates & Fees Summary
- Standard APR
- WSJ Prime + 6.49%
- Balance Transfer APR
- WSJ Prime + 11.49%
- Cash Advance APR
- WSJ Prime + 11.49%
- Annual Fee
- None
| Standard APR | Balance Transfer APR | Cash Advance APR | Annual Fee |
| WSJ Prime + 6.49% | WSJ Prime + 11.49% | WSJ Prime + 11.49% | None |
Additional Product Features
- MasterCard Global Service™
- Apple, Samsung, Android Pay Functionality
Important Disclosures
| ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES | OTHER ANNUAL PERCENTAGE RATES (APRs) | ANNUAL MEMBERSHIP FEE | TRANSACTION FEE FOR CASH ADVANCES | TRANSACTION FEE FOR CONVENIENCE CHECKS | TRANSACTION FEE FOR BALANCE TRANSFERS | LATE PAYMENT FEE | OVERLIMIT FEE | RETURN CHECK FEE |
|---|---|---|---|---|---|---|---|---|
| WSJ Prime + 6.49% PENALTY RATE: WSJ Prime + 11.49% |
CASH ADVANCE: WSJ Prime + 11.49% CONVENIENCE CHECKS: WSJ Prime + 11.49% PENALTY RATE: WSJ Prime + 11.49% |
NONE | 2% OF THE AMOUNT | 2% OF THE AMOUNT | 3% OF EACH AMOUNT, NOT MORE THAN $75 EACH | $35.00 | $35.00 | $35.00 |
|
*This APR may be applied to your account if your account becomes 60 or more days past due. If, for the next six months following your account being subject to the Penalty Rate, you make your payments by the due date your existing balances will return to the original Annual Percentage Rates. International transactions may be subject to applicable currency exchange fees through your Visa/Mastercard carrier: You will be in default if you fail to make any minimum payment within 25 days after the monthly statement closing date, which is your payment due date. You will be charged a fee if a payment is not received within 10 days of the payment due date. THE ABOVE DISCLOSURES ARE ACCURATE AT THE DATE OF PRINTING (December 21, 2023). FIRST COMMUNITY BANK
HAS THE AUTHORITY TO CHANGE THE ANNUAL PERCENTAGE RATE UPON 45 DAYS WRITTEN NOTICE TO THE CARDHOLDER.
THE ANNUAL PERCENTAGE RATE WILL NEVER BE MORE THAN THE MAXIMUM RATE PERMITTED BY APPLICABLE LAW. BECAUSE
RATE AND TERMS ARE SUBJECT TO CHANGE, YOU MAY CONTACT US FOR CURRENT INFORMATION BY WRITING TO: First
Community Bank, P.O. Box 4327, Batesville, AR 72503. |
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